我国商业银行中间业务现状及对策.doc

资料分类:企业经济 上传会员:禹珊 更新时间:2014-05-03
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【摘 要】 我国商业银行中间业务规模小,品种较少是目前中间业务开办中的主要问题。另外,行业内存在许多同层面的低端竞争,极大阻碍了中间业务的快速发展,产品开发跟风现象严重,创新能力差。伴随着我国金融体系的完善与全球金融一体化进程的进一步加快,我国商业银行面临的竞争将空前剧烈,因而大力发展中间业务是我国商业银行的必然选择。通过对我国商业银行中间业务存在问题进行分析,针对性地提出了发展我国商业银行中间业务的若干对策。

【关键词】 商业银行;中间业务;现状;对策

 

Abstract:Our country commercial bank middle business in small scale, breed is currently offered less among the main problem. The business In addition, there are many tree in the industry, the low-end competition among huge resistance to the rapid development of the business, product development copycat phenomenon seriously, innovation ability is poor. With the perfection of China's financial system with global financial integration process accelerated, Chinese commercial Banks face the competition will be unprecedented violent, so vigorously develop intermediary business is the inevitable choice of commercial Banks in China. Through the intermediary business in China, analyzes the problems and puts forward the development of the intermediary business of commercial Banks in China some countermeasures

Keywords:Commercial Banks; Intermediary business; The present situation; countermeasures

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上传会员 禹珊 对本文的描述:由于我国社会主义市场经济体制的不够完善,银行传统中间业务利差收益所占的比重越来越小,再加上国家有些政策对中间业务规定不明确,银行传统的中间业务经营观念又缺少创新,......
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