摘 要：经过近三十年的改革开放，我国的国民经济总量有了质的飞跃，企业创新能力得到较大提高。在整个中小企业群体中，最有活力的是科技型中小企业，技术含量最高的群体，对广大的中小企业具有很强的示范效应。目前，新一轮技术革命正在孕育的兴起，中小企业在经济和社会发展摆在更加突出的作用，科技型中小企业是我国国民经济发展的一支重要力量，是我国技术创新的主要载体和经济增长的重要推动力量，在促进科技成果转化和产业化、以创新带动就业、建设创新型国家中发挥着重要作用。它的发展壮大是我国高新技术产业化的必由之路。对于提升我国制造业的自主研发能力，加快产业结构升级，整合产业链，突破发达国家的技术垄断，使我国企业尽快走出“中国创造”的制造业升级之路具有重要作用。但是由于中小企业金融服务体系不健全，金融支持不到位及融资难等问题已严重限制我国科技型企业的发展，困扰着我国科技型中小企业的发展，并已经成为一种关键性的制约因素。因此需要政府和社会各界共同关注并给予比较完善的解决方案。

关键词：科技型中小企业；金融支持；对策

ABSTRACT：After nearly three decades of reform and opening up, China's overall national economy has been a qualitative leap in innovation capability has been greatly improved. SMEs in the whole population, is the most dynamic SME, the highest-tech community, the majority of SMEs have a strong demonstration effect. Currently, the new round of technological revolution is nurtured the rise of SMEs in the economic and social development in a more prominent role High-tech SMEs is an important force in the economic development of China, is the main carrier of China's technological innovation and an important driving force to play in building an innovative country in the promotion of scientific and technological achievements transformation and industrialization, innovation and stimulate employment an important role. Its development and growth is the only way for high-tech industries in China. For the upgrading of China's manufacturing industry R & D capabilities, to speed up the upgrading of industrial structure, integration of industrial chain, breaking the technological monopoly of developed countries, Chinese enterprises manufacturing industry to upgrade the road as soon as possible out of "Made in China" has an important role. However, due to the SME financial services system is not perfect, the financial support is not in place and financing difficulties have severely limited the development of China's science and technology enterprises plagued China's scientific and technological development of SMEs, and has become a key constraint. Therefore need government and the community of common concern and to give a more perfect solution.

Keywords: High-Tech small and medium-sized enterprises; Financials