摘要：近年来，城镇化带来的大规模征地与老龄化浪潮席卷中国农村，农村失地老人的社保建设有不少突破和成就，也面临新的困惑和挑战。研究发现，农村失地老人的数量多、收入少、生活医疗负担重以及文化程度低、理解能力差、难以掌握有效的科学技术等特征直接导致失地老人陷入弱势地位，政府在制定和施行社保政策的过程中也难以充分考虑并维护这些弱势群体的利益。笔者通过“政策—调查—建议”的模式，以南京板桥地区失地农民中的老年人为样本，基于南京市有关被征地人员老年生活困难补助等文献资料，结合对板桥地区的实地调查，以问卷形式了解到失地老人目前亟待解决的社保问题，填补这些老年人的话语权缺失，以期对日后社保政策的制定完善提供有针对性和有价值的参考。

关键词：受益者；失地老人；社会保障

Abstract: In recent years, brought by the quick urbanization, the large-scale land acquisition, together with the trend of population aging, has swept rural China. The construction of rural social security system for the land-lost old peasants has made many breakthroughs and achievements, and also faces new challenges and confusion. It has been noticed in the research that several factors ——like the large population, high age, low incomes, heavy burden in life and medical care, as well as less knowledge, poor understanding ability , weak consciousness of rights protection and less will to use effective science and technology——have led the aged land-lost peasants in a vulnerable position. The government often fails to make sound consideration and fully protect these vulnerable groups’ vital interests when taking the formulation and implementation of the social security policy. Based on the field survey of Banqiao area, the author writes this paper by the model of “policies-survey-advice” ,aiming to offer a better understand of the aged land-lost peasants facing urgent social security problems currently, help enhancing their voice in decision-making, provide targeted and valuable reference to the future formulation and implementation of social security policy.

Keywords: beneficiaries；old people without field; social security