【摘要】企业间借贷在我国当前的经济发展中起着不可或缺的作用，然而由于原有立法缺乏充分的预见和规制，使得企业间借贷行为的法律效力一直备受争议。对企业间借贷行为效力的立法不能完全放宽，应该采取有条件的承认：对于符合相关条件的企业以其自身合法拥有资金以适当方式出借给其他企业的行为应该认定为有效，并保护双方约定的合理利息；对于欠缺一定条件，但并无重大违法事由的企业间借贷行为可以适当保护出借企业的合法权益；对于严重违反法律规定的企业间相互借贷行为，应当坚决认定无效并对其予以制裁。

【关键词】企业借贷 法律效力 立法选择

【Abstract】Inter-enterprise lending in our current economic development plays an indispensable role.However, due to the lack of adequate foresight existing legislation and regulation, allowing companies to conduct the legal effect of lending has been much debated. On the effectiveness of inter-enterprise lending practices legislation can not be completely relaxed, the recognition of conditions should be taken: Conditions for compliance with the relevant legal owner of the enterprise in its own way to lend funds to the appropriate behavior of other firms should be recognized as valid, and to protect the reasonable interest agreed by the parties; For lack of certain conditions, but no major violations of lending practices among enterprises subject to appropriate protection of the legitimate rights and interests of corporate lending; For a serious violation of the law lending practices among enterprises should be determined to be invalid and its sanctions.

【Key words】Corporate lending；The force of law；Legislative selection