摘要：众所周知社会保障是社会安定的重要前提，加快城乡居民社会养老覆盖是一项长期而艰巨的工程。我国一直是以农业为基础，长期以来国家历届政府都很重视三农问题。城镇化步伐加快人口迅速涌向城市，农村地区剩下人群是小孩妇女老人，农村地区土地养老模式也逐渐退化。目前我国达到老龄化标准的人口占总人口的14.9%，人数已超过两亿。因此新型农村社会养老保险的问世和实行既十分必要也非常迫切，而筹资问题是新农保的核心问题。

    本文通过对我国农村社会养老保险发展历程和典型模式的分析介绍，分析影响其筹资模式的因素。进而对其筹资模式进行评析为以后的研究创新做铺垫。

关键字  新农保，筹资模式，财政补贴

ABSTRACT：Along with the economic development of China the progress of the society, the party's congress pointed out that social security is an important guarantee of social stability, to speed up the urban and rural residents and social endowment to cover. China is an agricultural country since ancient times, national government also attaches great importance to agriculture, rural areas and farmers problems for a long time. The acceleration of urbanization population quickly flocked to the cities, rural women and the old man is child left the crowd rural area land endowment patterns also gradually degradation. At present, China's aging population has exceeded two hundred million, accounting for 14.9% of the total population. In 2013 the development of Chinese aging report shows the empty-nesters account for 50% of the elderly population in our country, by 2050 or so, the aging population will reach one-third of the population. Thus the arrival of the new type of rural social endowment insurance and implement both necessary and very urgent. Financing problem is the core of the new farming maintain.

         This article through to new farming maintain financing mode, introduces the development course of China's rural social endowment insurance, analyze influence factors of the new type of rural social endowment insurance financing mode and then to new farming maintain for later research moths for perfecting financing patterns of innovation.

keyword： The new agricultural insurance   financing mode  subsi