摘要：近几年，由美国次贷危机引发的国际性金融危机使得美元为中心的国际货币体系更加的不稳定，要求进行国际货币体系改革的呼声越来越高。同时，随着我国经济的高速发展和综合国力的不断提升，人民币的国际地位不断提高。由此，人民币区域化问题引起了国内学术界的广泛关注。

　　　本文从理论分析入手，在明确了货币国际化和人民币区域化内涵的基础上，通过研究美元、日元、欧元这三种主要国际货币国际化的共性得出货币国际化的条件，然后基于这些条件探讨后危机时代我国综合国力、金融市场等现状，分析目前人民币国际化的程度及其发展中所遇到的阻碍，并初步提出解决方案。本文认为中央政府应积极采取措施推动人民币区域化，并希望能通过研究进一步完善和丰富人民币区域化的理论，为我国抓住机遇推动人民币区域化提供理论基础和实践指导。

关键词：人民币区域化；人民币国际化；货币国际化；后危机时代

Abstract: In recent years, the spreading subprime mortgage crisis caused by the international financial crisis makes us dollars for the international monetary system of the more unstable, request to the international monetary system reform of higher. Also, with our economic development and the continual promotion of overall strength, the international status of RMB has improved, and RMB regionalization problems arouse wide attention from scholars at home.

　　　This paper will start form theoretical analysis, on the basis of knowing the currency of monetary internationalization and the RMB regionalization, through studying the generality of internationalization of dollar, yen, euro these three major international monetary to get the conditions for monetary internationalization, then on the basis of these conditions discusses China's overall strength and the financial market status after crisis era, and analyse the degree of RMB internationalization and the obstacles during the process, and initially proposed solutions. This paper argues that the central government should actively take measures to promote the RMB regionalization, and hopes that through study the RMB regionalization theory can be improved and enriched, and this improvement will provide theoretical basis and practical guidance for us to seize the opportunity to promote the RMB regionalization. 

Key words: the RMB regionalization；the RMB internationalization；monetary internationalization；post-crisis era